Finally become debt free
Struggling with debt? You are not alone. We have helped thousands of people write off up to 85% of what they owe and get a fresh start.
15,000+ people helped
Join them today, it only takes 2 minutes
Free to check. 100% confidential. No obligation.
Check if you qualify for debt help
Answer 3 quick questions to see if you could get help with your debts.
Do you have 2 or more debts?
Credit cards, loans, overdrafts, etc.
Do you owe £2,500 or more in total?
Combined across all your debts
Can you afford £100+ per month?
After paying for essentials
Your information is 100% confidential and will only be used to help with your enquiry.
How it works
Getting help is easier than you think. Here is what happens when you get in touch with us.
Have a chat with us
Call us or fill in the form. We will listen to what is going on and explain your options in plain English. No pressure, just help.
We look at your situation
We will work out what money is coming in, what is going out, and what you owe. This helps us find the best way to help you.
We sort everything out
Once you decide what to do, we handle all the paperwork and talk to the companies you owe money to. You do not have to do this yourself.
Get debt free
You make one payment each month that you can afford. Your debt goes down, and eventually, you are free of it. A fresh start.
Ready to take the first step?
Check If You QualifyFriendly advice you can trust
We know debt feels overwhelming. That is why we keep things simple, honest, and judgement free.
No judgement, just help
We understand that debt can happen to anyone. Our team is here to support you, not judge you.
100% confidential
Your information stays private. We will never share your details without your permission.
Quick, simple process
Check if you qualify in just 2 minutes. No complicated forms or confusing jargon.
Friendly UK advisors
Speak to real people who understand your situation and want to help you succeed.
Proven results
We have helped thousands of people become debt free and rebuild their financial future.
Nationwide service
We help people across England, Wales, and Northern Ireland find the right debt solution.
Trusted by over 15,000 people across the UK
People just like you have found their fresh start
Thousands have taken control of their debt with our help. Here are some of their stories.
"I was drowning in credit card debt and did not know where to turn. Crystal Clear explained everything clearly and helped me set up an IVA. Now I have one affordable payment each month and I can finally see a way out."
Sarah T.
Manchester
Result
£18,000
"The team were so understanding and never made me feel judged. They found a solution that works for my family. After 60 months I will be completely debt free. I wish I had called sooner."
James M.
Birmingham
Result
£32,000
"As a homeowner I was worried about losing my house. Crystal Clear recommended a Debt Management Plan which let me keep my home while paying off my debts at a rate I can afford."
Emma R.
Leeds
Result
Kept her home
All testimonials are from real clients. Names have been changed to protect privacy.
Two ways we can help you
Not sure which is right? We will help you decide. Both options can make your debt easier to manage.
IVA
Individual Voluntary Arrangement
Pay what you can afford for 5 years. At the end, any debt left is written off. Companies must stop contacting you.
Debt Management
Debt Management Plan
We bring all your debts together into one lower payment. Great if you own your home or want flexibility.
Not sure which is right for you? Our team will help you decide.
Common questions
Find answers to the most frequently asked questions about our debt solutions.
Our friendly advisors are here to help. Get free, confidential advice.
Get Free AdviceIVA stands for Individual Voluntary Arrangement. It is a way to deal with debts you cannot afford to pay. You pay what you can afford each month for 5 years. At the end, any money you still owe is wiped clean. While you are on the plan, the companies you owe money to have to stop charging interest and cannot chase you for payment.
Ready to start your journey to being debt free?
Thousands of people across the UK have already taken this step. A quick chat with us could change everything. It is free and there is no pressure.